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Home/HR Software/Gusto vs Paylocity
Head-to-Head ComparisonUpdated January 2026

Gusto vs Paylocity

Gusto and Paylocity are both popular options in this category. After extensive testing, Gusto leads with a 9/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

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Quick Answer

Gusto beats Paylocity for most users. It scores 9/10 vs 8.4/10 and full-service payroll included. Choose Paylocity if you need modern, engaging interface.

Rating
9 vs 8.4
Gusto wins
Price
$40 vs $0
Paylocity wins
Last updated: March 2026
Gusto logo

Gusto

Winner
9.0

All-in-one payroll, benefits, and HR platform

Starting from

$40/mo

G24.5(2k)Capterra4.6(4k)TrustRadius8.6(380)
Visit SiteReview
Paylocity logo

Paylocity

8.4

Modern HCM with employee engagement focus

Starting from

Free

G24.4(3k)Capterra4.3(890)TrustRadius8.2(340)
Visit SiteReview

Feature Comparison

Feature
Gusto logo
GustoWinner
Paylocity logo
Paylocity
Overall Rating9.0/108.4/10
Starting Price$40/moFree
User Reviews
G24.5(2k)Capterra4.6(4k)TrustRadius8.6(380)
G24.4(3k)Capterra4.3(890)TrustRadius8.2(340)
Core HR
Payroll
Benefits Admin
Time Tracking
PTO Management
Talent
ATS/Recruiting
Onboarding
Performance ManagementAdd-on
Features
Employee Self-Service
Compliance Tools
Mobile App
Reporting
Visit GustoRead Review
Visit PaylocityRead Review

Pros & Cons Breakdown

Gusto

Pros
  • Full-service payroll included
  • Excellent benefits administration
  • Very user-friendly
  • Automated tax filing
  • Great for small businesses
  • Transparent pricing
Cons
  • Limited for larger companies
  • Some features cost extra
  • International payroll limited

Paylocity

Pros
  • Modern, engaging interface
  • Strong social features
  • Video messaging built-in
  • Good employee experience
  • Strong payroll
  • Community feature unique
Cons
  • Pricing can add up
  • Implementation time
  • Some learning curve

Key Difference

The key difference: Gusto offers tax filing while Paylocity provides performance management. This fundamental distinction shapes who each product serves best.

Which Should You Choose?

Gusto logo

Gusto

Choose Gusto if you prioritize full-service payroll included, want to start with a free tier, or value excellent benefits administration.

Paylocity logo

Paylocity

Choose Paylocity if you prioritize modern, engaging interface, want to start with a free tier, or value strong social features.

Our Verdict

Gusto Wins!

After thorough testing, Gusto is our winner with a rating of 9/10 compared to Paylocity's 8.4/10. Gusto stands out for its full-service payroll included and excellent benefits administration. While Paylocity is more affordable, Gusto's advantages justify the price difference for most users. However, Paylocity remains an excellent choice if modern, engaging interface is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get GustoRead Full Gusto Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is Gusto better than Paylocity?

Gusto scores higher in our testing (9/10 vs 8.4/10). Gusto excels at full-service payroll included, while Paylocity is better for modern, engaging interface.

Which is cheaper, Gusto or Paylocity?

Paylocity is more affordable at $0.00/mo vs $40.00/mo. Paylocity offers 100% savings.

Gusto vs Paylocity: which should I choose?

Choose Gusto if you prioritize full-service payroll included. Choose Paylocity if you need modern, engaging interface. Both are solid hr software options.

What's the main difference between Gusto and Paylocity?

The main difference is Gusto offers all-in-one payroll, benefits, and hr platform, while Paylocity focuses on modern hcm with employee engagement focus.

Back to All HR Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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