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Home/Tax Software/TurboTax vs FreeTaxUSA
Head-to-Head ComparisonUpdated January 2026

TurboTax vs FreeTaxUSA

TurboTax and FreeTaxUSA are both popular options in this category. After extensive testing, TurboTax leads with a 9.4/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

See all tax software compared →

Quick Answer

TurboTax beats FreeTaxUSA for most users. It scores 9.4/10 vs 8.6/10 and most user-friendly interface. Choose FreeTaxUSA if you need free federal for all situations.

Rating
9.4 vs 8.6
TurboTax wins
Price
$69 vs $7.99
FreeTaxUSA wins
Last updated: January 2026
TurboTax logo

TurboTax

Winner
9.4

#1 tax software with expert guidance included

Starting from

$69

Trustpilot1.3(9k)Google4.6(245k)
Visit SiteReview
FreeTaxUSA logo

FreeTaxUSA

8.6

Truly free federal filing, $14.99 state

Starting from

$7.99

Trustpilot4.6(12k)
Visit SiteReview

Feature Comparison

Feature
TurboTax logo
TurboTaxWinner
FreeTaxUSA logo
FreeTaxUSA
Overall Rating9.4/108.6/10
Starting Price$69$7.99
User Reviews
Trustpilot1.3(9k)Google4.6(245k)
Trustpilot4.6(12k)
Filing Options
Free FilingSimple returns onlyAll federal returns
State Returns$39-59 each$14.99 each
W-2 Import
Prior Year Import
Tax Types
Self-Employment
Investments
Rental Income
Support
Audit Support
Live Expert Help
Mobile App
Visit TurboTaxRead Review
Visit FreeTaxUSARead Review

Pros & Cons Breakdown

TurboTax

Pros
  • Most user-friendly interface
  • Excellent step-by-step guidance
  • TurboTax Live expert help available
  • Maximum refund guarantee
  • Imports W-2s automatically
  • Audit support included
  • Easy prior year import
Cons
  • Most expensive option
  • Features locked behind tiers
  • Upsells can be aggressive

FreeTaxUSA

Pros
  • Free federal for ALL situations
  • State returns only $14.99
  • Covers complex returns
  • No upsells for federal
  • Audit assist available
  • Import prior year data
Cons
  • Basic interface
  • Less guidance than premium options
  • Limited live support

Key Difference

The core difference lies in approach: TurboTax focuses on most user-friendly interface, while FreeTaxUSA emphasizes free federal for all situations. Both philosophies have merit depending on your priorities.

Which Should You Choose?

TurboTax logo

TurboTax

Choose TurboTax if you prioritize most user-friendly interface, want to start with a free tier, or value excellent step-by-step guidance.

FreeTaxUSA logo

FreeTaxUSA

Choose FreeTaxUSA if you prioritize free federal for all situations, want to start with a free tier, or value state returns only $14.99.

Our Verdict

TurboTax Wins!

After thorough testing, TurboTax is our winner with a rating of 9.4/10 compared to FreeTaxUSA's 8.6/10. TurboTax stands out for its most user-friendly interface and excellent step-by-step guidance. While FreeTaxUSA is more affordable, TurboTax's advantages justify the price difference for most users. However, FreeTaxUSA remains an excellent choice if free federal for all situations is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get TurboTaxRead Full TurboTax Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is TurboTax better than FreeTaxUSA?

TurboTax scores higher in our testing (9.4/10 vs 8.6/10). TurboTax excels at most user-friendly interface, while FreeTaxUSA is better for free federal for all situations.

Which is cheaper, TurboTax or FreeTaxUSA?

FreeTaxUSA is more affordable at $0.00/mo vs $0.00/mo. FreeTaxUSA offers NaN% savings.

TurboTax vs FreeTaxUSA: which should I choose?

Choose TurboTax if you prioritize most user-friendly interface. Choose FreeTaxUSA if you need free federal for all situations. Both are solid tax software options.

What's the main difference between TurboTax and FreeTaxUSA?

The main difference is TurboTax offers #1 tax software with expert guidance included, while FreeTaxUSA focuses on truly free federal filing, $14.99 state.

Back to All Tax Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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