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Home/Tax Software/H&R Block vs TaxAct
Head-to-Head ComparisonUpdated January 2026

H&R Block vs TaxAct

H&R Block and TaxAct are both popular options in this category. After extensive testing, H&R Block leads with a 9/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

See all tax software compared →

Quick Answer

H&R Block beats TaxAct for most users. It scores 9/10 vs 8.4/10 and better free tier than turbotax. Choose TaxAct if you need significantly cheaper than competitors.

Rating
9 vs 8.4
H&R Block wins
Price
$55 vs $34.99
TaxAct wins
Last updated: January 2026
H&R Block logo

H&R Block

Winner
9.0

Online + in-person tax help at competitive prices

Starting from

$55

Trustpilot1.2(3k)Google4.5(89k)
Visit SiteReview
TaxAct logo

TaxAct

8.4

Budget-friendly tax filing with expert support

Starting from

$34.99

Trustpilot1.6(2k)Google4.4(32k)
Visit SiteReview

Feature Comparison

Feature
H&R Block logo
H&R BlockWinner
TaxAct logo
TaxAct
Overall Rating9.0/108.4/10
Starting Price$55$34.99
User Reviews
Trustpilot1.2(3k)Google4.5(89k)
Trustpilot1.6(2k)Google4.4(32k)
Filing Options
Free FilingMore forms than TurboTaxFederal only
State Returns$37-49 each$39.99 each
W-2 Import
Prior Year Import
Tax Types
Self-Employment
Investments
Rental Income
Support
Audit Support
Live Expert Help
Mobile App
Visit H&R BlockRead Review
Visit TaxActRead Review

Pros & Cons Breakdown

H&R Block

Pros
  • Better free tier than TurboTax
  • In-person office option
  • Competitive pricing
  • Tax Pro review available
  • Covers most tax situations
  • Good mobile experience
Cons
  • Interface less polished than TurboTax
  • Upsells during filing
  • State returns cost extra

TaxAct

Pros
  • Significantly cheaper than competitors
  • Covers complex tax situations
  • Xpert Assist help available
  • $100k accuracy guarantee
  • Price lock guarantee
  • Good for prior year returns
Cons
  • Interface feels dated
  • Slower than TurboTax
  • Less hand-holding

Key Difference

The key difference: H&R Block offers in person offices while TaxAct provides rental income. This fundamental distinction shapes who each product serves best.

Which Should You Choose?

H&R Block logo

H&R Block

Choose H&R Block if you prioritize better free tier than turbotax, want to start with a free tier, or value in-person office option.

TaxAct logo

TaxAct

Choose TaxAct if you prioritize significantly cheaper than competitors, want to start with a free tier, or value covers complex tax situations.

Our Verdict

H&R Block Wins!

After thorough testing, H&R Block is our winner with a rating of 9/10 compared to TaxAct's 8.4/10. H&R Block stands out for its better free tier than turbotax and in-person office option. While TaxAct is more affordable, H&R Block's advantages justify the price difference for most users. However, TaxAct remains an excellent choice if significantly cheaper than competitors is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get H&R BlockRead Full H&R Block Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is H&R Block better than TaxAct?

H&R Block scores higher in our testing (9/10 vs 8.4/10). H&R Block excels at better free tier than turbotax, while TaxAct is better for significantly cheaper than competitors.

Which is cheaper, H&R Block or TaxAct?

TaxAct is more affordable at $0.00/mo vs $0.00/mo. TaxAct offers NaN% savings.

H&R Block vs TaxAct: which should I choose?

Choose H&R Block if you prioritize better free tier than turbotax. Choose TaxAct if you need significantly cheaper than competitors. Both are solid tax software options.

What's the main difference between H&R Block and TaxAct?

The main difference is H&R Block offers online + in-person tax help at competitive prices, while TaxAct focuses on budget-friendly tax filing with expert support.

Back to All Tax Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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