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Home/Tax Software/H&R Block vs FreeTaxUSA
Head-to-Head ComparisonUpdated January 2026

H&R Block vs FreeTaxUSA

H&R Block and FreeTaxUSA are both popular options in this category. After extensive testing, H&R Block leads with a 9/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

See all tax software compared →

Quick Answer

H&R Block beats FreeTaxUSA for most users. It scores 9/10 vs 8.6/10 and better free tier than turbotax. Choose FreeTaxUSA if you need free federal for all situations.

Rating
9 vs 8.6
H&R Block wins
Price
$55 vs $7.99
FreeTaxUSA wins
Last updated: January 2026
H&R Block logo

H&R Block

Winner
9.0

Online + in-person tax help at competitive prices

Starting from

$55

Trustpilot1.2(3k)Google4.5(89k)
Visit SiteReview
FreeTaxUSA logo

FreeTaxUSA

8.6

Truly free federal filing, $14.99 state

Starting from

$7.99

Trustpilot4.6(12k)
Visit SiteReview

Feature Comparison

Feature
H&R Block logo
H&R BlockWinner
FreeTaxUSA logo
FreeTaxUSA
Overall Rating9.0/108.6/10
Starting Price$55$7.99
User Reviews
Trustpilot1.2(3k)Google4.5(89k)
Trustpilot4.6(12k)
Filing Options
Free FilingMore forms than TurboTaxAll federal returns
State Returns$37-49 each$14.99 each
W-2 Import
Prior Year Import
Tax Types
Self-Employment
Investments
Rental Income
Support
Audit Support
Live Expert Help
Mobile App
Visit H&R BlockRead Review
Visit FreeTaxUSARead Review

Pros & Cons Breakdown

H&R Block

Pros
  • Better free tier than TurboTax
  • In-person office option
  • Competitive pricing
  • Tax Pro review available
  • Covers most tax situations
  • Good mobile experience
Cons
  • Interface less polished than TurboTax
  • Upsells during filing
  • State returns cost extra

FreeTaxUSA

Pros
  • Free federal for ALL situations
  • State returns only $14.99
  • Covers complex returns
  • No upsells for federal
  • Audit assist available
  • Import prior year data
Cons
  • Basic interface
  • Less guidance than premium options
  • Limited live support

Key Difference

The key difference: H&R Block offers live expert help while FreeTaxUSA provides rental income. This fundamental distinction shapes who each product serves best.

Which Should You Choose?

H&R Block logo

H&R Block

Choose H&R Block if you prioritize better free tier than turbotax, want to start with a free tier, or value in-person office option.

FreeTaxUSA logo

FreeTaxUSA

Choose FreeTaxUSA if you prioritize free federal for all situations, want to start with a free tier, or value state returns only $14.99.

Our Verdict

H&R Block Wins!

After thorough testing, H&R Block is our winner with a rating of 9/10 compared to FreeTaxUSA's 8.6/10. H&R Block stands out for its better free tier than turbotax and in-person office option. While FreeTaxUSA is more affordable, H&R Block's advantages justify the price difference for most users. However, FreeTaxUSA remains an excellent choice if free federal for all situations is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get H&R BlockRead Full H&R Block Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is H&R Block better than FreeTaxUSA?

H&R Block scores higher in our testing (9/10 vs 8.6/10). H&R Block excels at better free tier than turbotax, while FreeTaxUSA is better for free federal for all situations.

Which is cheaper, H&R Block or FreeTaxUSA?

FreeTaxUSA is more affordable at $0.00/mo vs $0.00/mo. FreeTaxUSA offers NaN% savings.

H&R Block vs FreeTaxUSA: which should I choose?

Choose H&R Block if you prioritize better free tier than turbotax. Choose FreeTaxUSA if you need free federal for all situations. Both are solid tax software options.

What's the main difference between H&R Block and FreeTaxUSA?

The main difference is H&R Block offers online + in-person tax help at competitive prices, while FreeTaxUSA focuses on truly free federal filing, $14.99 state.

Back to All Tax Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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