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Home/Tax Software/Cash App Taxes vs TaxAct
Head-to-Head ComparisonUpdated January 2026

Cash App Taxes vs TaxAct

Cash App Taxes and TaxAct are both popular options in this category. After extensive testing, TaxAct leads with a 8.4/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

See all tax software compared →

Quick Answer

TaxAct beats Cash App Taxes for most users. It scores 8.4/10 vs 8/10 and significantly cheaper than competitors. Choose Cash App Taxes if you need completely free - federal and state.

Rating
8 vs 8.4
TaxAct wins
Price
$0 vs $34.99
Cash App Taxes wins
Last updated: January 2026
Cash App Taxes logo

Cash App Taxes

8.0

100% free federal and state filing

Starting from

Free

Google4.2(42k)
Visit SiteReview
TaxAct logo

TaxAct

Winner
8.4

Budget-friendly tax filing with expert support

Starting from

$34.99

Trustpilot1.6(2k)Google4.4(32k)
Visit SiteReview

Feature Comparison

Feature
Cash App Taxes logo
Cash App Taxes
TaxAct logo
TaxActWinner
Overall Rating8.0/108.4/10
Starting PriceFree$34.99
User Reviews
Google4.2(42k)
Trustpilot1.6(2k)Google4.4(32k)
Filing Options
Free FilingFederal AND state freeFederal only
State ReturnsFree$39.99 each
W-2 Import
Prior Year Import
Tax Types
Self-Employment
Investments
Rental Income
Support
Audit Support
Live Expert Help
Mobile App
Visit Cash App TaxesRead Review
Visit TaxActRead Review

Pros & Cons Breakdown

Cash App Taxes

Pros
  • Completely free - federal AND state
  • No upsells or hidden fees
  • Fast refunds via Cash App
  • Covers most tax situations
  • Clean mobile interface
  • Audit defense included
Cons
  • Must use Cash App for fastest refunds
  • Limited customer support
  • Doesn't support all forms
  • No live expert help

TaxAct

Pros
  • Significantly cheaper than competitors
  • Covers complex tax situations
  • Xpert Assist help available
  • $100k accuracy guarantee
  • Price lock guarantee
  • Good for prior year returns
Cons
  • Interface feels dated
  • Slower than TurboTax
  • Less hand-holding

Key Difference

The core difference lies in approach: Cash App Taxes focuses on completely free - federal and state, while TaxAct emphasizes significantly cheaper than competitors. Both philosophies have merit depending on your priorities.

Which Should You Choose?

Cash App Taxes logo

Cash App Taxes

Choose Cash App Taxes if you prioritize completely free - federal and state, want to start with a free tier, or value no upsells or hidden fees.

TaxAct logo

TaxAct

Choose TaxAct if you prioritize significantly cheaper than competitors, want to start with a free tier, or value covers complex tax situations.

Our Verdict

TaxAct Wins!

After thorough testing, TaxAct is our winner with a rating of 8.4/10 compared to Cash App Taxes's 8/10. TaxAct stands out for its significantly cheaper than competitors and covers complex tax situations. TaxAct also offers better value at its price point. However, Cash App Taxes remains an excellent choice if completely free - federal and state is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get TaxActRead Full TaxAct Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is Cash App Taxes better than TaxAct?

TaxAct scores higher in our testing (8.4/10 vs 8/10). TaxAct excels at significantly cheaper than competitors, while Cash App Taxes is better for completely free - federal and state.

Which is cheaper, Cash App Taxes or TaxAct?

TaxAct is more affordable at $0.00/mo vs $0.00/mo. TaxAct offers NaN% savings.

Cash App Taxes vs TaxAct: which should I choose?

Choose Cash App Taxes if you prioritize completely free - federal and state. Choose TaxAct if you need significantly cheaper than competitors. Both are solid tax software options.

What's the main difference between Cash App Taxes and TaxAct?

The main difference is Cash App Taxes offers 100% free federal and state filing, while TaxAct focuses on budget-friendly tax filing with expert support.

Back to All Tax Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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