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Home/Tax Software/Cash App Taxes vs H&R Block
Head-to-Head ComparisonUpdated January 2026

Cash App Taxes vs H&R Block

Cash App Taxes and H&R Block are both popular options in this category. After extensive testing, H&R Block leads with a 9/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

See all tax software compared →

Quick Answer

H&R Block beats Cash App Taxes for most users. It scores 9/10 vs 8/10 and better free tier than turbotax. Choose Cash App Taxes if you need completely free - federal and state.

Rating
8 vs 9
H&R Block wins
Price
$0 vs $55
Cash App Taxes wins
Last updated: January 2026
Cash App Taxes logo

Cash App Taxes

8.0

100% free federal and state filing

Starting from

Free

Google4.2(42k)
Visit SiteReview
H&R Block logo

H&R Block

Winner
9.0

Online + in-person tax help at competitive prices

Starting from

$55

Trustpilot1.2(3k)Google4.5(89k)
Visit SiteReview

Feature Comparison

Feature
Cash App Taxes logo
Cash App Taxes
H&R Block logo
H&R BlockWinner
Overall Rating8.0/109.0/10
Starting PriceFree$55
User Reviews
Google4.2(42k)
Trustpilot1.2(3k)Google4.5(89k)
Filing Options
Free FilingFederal AND state freeMore forms than TurboTax
State ReturnsFree$37-49 each
W-2 Import
Prior Year Import
Tax Types
Self-Employment
Investments
Rental Income
Support
Audit Support
Live Expert Help
Mobile App
Visit Cash App TaxesRead Review
Visit H&R BlockRead Review

Pros & Cons Breakdown

Cash App Taxes

Pros
  • Completely free - federal AND state
  • No upsells or hidden fees
  • Fast refunds via Cash App
  • Covers most tax situations
  • Clean mobile interface
  • Audit defense included
Cons
  • Must use Cash App for fastest refunds
  • Limited customer support
  • Doesn't support all forms
  • No live expert help

H&R Block

Pros
  • Better free tier than TurboTax
  • In-person office option
  • Competitive pricing
  • Tax Pro review available
  • Covers most tax situations
  • Good mobile experience
Cons
  • Interface less polished than TurboTax
  • Upsells during filing
  • State returns cost extra

Key Difference

The core difference lies in approach: Cash App Taxes focuses on completely free - federal and state, while H&R Block emphasizes better free tier than turbotax. Both philosophies have merit depending on your priorities.

Which Should You Choose?

Cash App Taxes logo

Cash App Taxes

Choose Cash App Taxes if you prioritize completely free - federal and state, want to start with a free tier, or value no upsells or hidden fees.

H&R Block logo

H&R Block

Choose H&R Block if you prioritize better free tier than turbotax, want to start with a free tier, or value in-person office option.

Our Verdict

H&R Block Wins!

After thorough testing, H&R Block is our winner with a rating of 9/10 compared to Cash App Taxes's 8/10. H&R Block stands out for its better free tier than turbotax and in-person office option. H&R Block also offers better value at its price point. However, Cash App Taxes remains an excellent choice if completely free - federal and state is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get H&R BlockRead Full H&R Block Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is Cash App Taxes better than H&R Block?

H&R Block scores higher in our testing (9/10 vs 8/10). H&R Block excels at better free tier than turbotax, while Cash App Taxes is better for completely free - federal and state.

Which is cheaper, Cash App Taxes or H&R Block?

H&R Block is more affordable at $0.00/mo vs $0.00/mo. H&R Block offers NaN% savings.

Cash App Taxes vs H&R Block: which should I choose?

Choose Cash App Taxes if you prioritize completely free - federal and state. Choose H&R Block if you need better free tier than turbotax. Both are solid tax software options.

What's the main difference between Cash App Taxes and H&R Block?

The main difference is Cash App Taxes offers 100% free federal and state filing, while H&R Block focuses on online + in-person tax help at competitive prices.

Back to All Tax Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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