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Home/Tax Software/Cash App Taxes vs FreeTaxUSA
Head-to-Head ComparisonUpdated January 2026

Cash App Taxes vs FreeTaxUSA

Cash App Taxes and FreeTaxUSA are both popular options in this category. After extensive testing, FreeTaxUSA leads with a 8.6/10 rating, though the best choice depends on your specific needs.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

See all tax software compared →

Quick Answer

FreeTaxUSA beats Cash App Taxes for most users. It scores 8.6/10 vs 8/10 and free federal for all situations. Choose Cash App Taxes if you need completely free - federal and state.

Rating
8 vs 8.6
FreeTaxUSA wins
Price
$0 vs $7.99
Cash App Taxes wins
Last updated: January 2026
Cash App Taxes logo

Cash App Taxes

8.0

100% free federal and state filing

Starting from

Free

Google4.2(42k)
Visit SiteReview
FreeTaxUSA logo

FreeTaxUSA

Winner
8.6

Truly free federal filing, $14.99 state

Starting from

$7.99

Trustpilot4.6(12k)
Visit SiteReview

Feature Comparison

Feature
Cash App Taxes logo
Cash App Taxes
FreeTaxUSA logo
FreeTaxUSAWinner
Overall Rating8.0/108.6/10
Starting PriceFree$7.99
User Reviews
Google4.2(42k)
Trustpilot4.6(12k)
Filing Options
Free FilingFederal AND state freeAll federal returns
State ReturnsFree$14.99 each
W-2 Import
Prior Year Import
Tax Types
Self-Employment
Investments
Rental Income
Support
Audit Support
Live Expert Help
Mobile App
Visit Cash App TaxesRead Review
Visit FreeTaxUSARead Review

Pros & Cons Breakdown

Cash App Taxes

Pros
  • Completely free - federal AND state
  • No upsells or hidden fees
  • Fast refunds via Cash App
  • Covers most tax situations
  • Clean mobile interface
  • Audit defense included
Cons
  • Must use Cash App for fastest refunds
  • Limited customer support
  • Doesn't support all forms
  • No live expert help

FreeTaxUSA

Pros
  • Free federal for ALL situations
  • State returns only $14.99
  • Covers complex returns
  • No upsells for federal
  • Audit assist available
  • Import prior year data
Cons
  • Basic interface
  • Less guidance than premium options
  • Limited live support

Key Difference

The key difference: Cash App Taxes offers mobile app while FreeTaxUSA provides rental income. This fundamental distinction shapes who each product serves best.

Which Should You Choose?

Cash App Taxes logo

Cash App Taxes

Choose Cash App Taxes if you prioritize completely free - federal and state, want to start with a free tier, or value no upsells or hidden fees.

FreeTaxUSA logo

FreeTaxUSA

Choose FreeTaxUSA if you prioritize free federal for all situations, want to start with a free tier, or value state returns only $14.99.

Our Verdict

FreeTaxUSA Wins!

After thorough testing, FreeTaxUSA is our winner with a rating of 8.6/10 compared to Cash App Taxes's 8/10. FreeTaxUSA stands out for its free federal for all situations and state returns only $14.99. FreeTaxUSA also offers better value at its price point. However, Cash App Taxes remains an excellent choice if completely free - federal and state is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get FreeTaxUSARead Full FreeTaxUSA Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is Cash App Taxes better than FreeTaxUSA?

FreeTaxUSA scores higher in our testing (8.6/10 vs 8/10). FreeTaxUSA excels at free federal for all situations, while Cash App Taxes is better for completely free - federal and state.

Which is cheaper, Cash App Taxes or FreeTaxUSA?

FreeTaxUSA is more affordable at $0.00/mo vs $0.00/mo. FreeTaxUSA offers NaN% savings.

Cash App Taxes vs FreeTaxUSA: which should I choose?

Choose Cash App Taxes if you prioritize completely free - federal and state. Choose FreeTaxUSA if you need free federal for all situations. Both are solid tax software options.

What's the main difference between Cash App Taxes and FreeTaxUSA?

The main difference is Cash App Taxes offers 100% free federal and state filing, while FreeTaxUSA focuses on truly free federal filing, $14.99 state.

Back to All Tax Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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