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Home/Antivirus Software/McAfee Total Protection vs Microsoft Defender
Head-to-Head ComparisonUpdated January 2026

McAfee Total Protection vs Microsoft Defender

McAfee Total Protection and Microsoft Defender are both solid antivirus options, but they prioritize different aspects of security. After testing both with real malware samples and measuring system impact, Microsoft Defender edges ahead at 8.8/10.

Some products are sponsored. Rankings reflect our honest assessment. See our affiliate disclosure

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Quick Answer

Microsoft Defender beats McAfee Total Protection for most users. It scores 8.8/10 vs 8.7/10 and completely free with windows 10/11. Choose McAfee Total Protection if you need unlimited device protection on family plans.

Rating
8.7 vs 8.8
Microsoft Defender wins
Price
$29.99 vs $69.99
McAfee Total Protection wins
Last updated: January 2026
McAfee Total Protection logo

McAfee Total Protection

8.7

Unlimited devices with identity protection

Starting from

$29.99/yr

AV-TEST6/6Trustpilot3.8(15k)G24.3(380)
Visit SiteReview
Microsoft Defender logo

Microsoft Defender

Winner
8.8

Free built-in Windows protection with perfect test scores

Starting from

$69.99/yr

AV-TEST6/6G24.5(302)Capterra4.6(60)
Visit SiteReview

Feature Comparison

Feature
McAfee Total Protection logo
McAfee Total Protection
Microsoft Defender logo
Microsoft DefenderWinner
Overall Rating8.7/108.8/10
Starting Price$29.99/yr$69.99/yr
User Reviews
AV-TEST6/6Trustpilot3.8(15k)G24.3(380)
AV-TEST6/6G24.5(302)Capterra4.6(60)
Protection
Malware Detection99.9%99.94%
Real-Time Protection
Ransomware Protection
Firewall
Extras
VPN Included
Password Manager
Parental ControlsBasic
Coverage
DevicesUnlimitedUnlimited Windows
Gaming Mode
Webcam Protection
Visit McAfee Total ProtectionRead Review
Visit Microsoft DefenderRead Review

Pros & Cons Breakdown

McAfee Total Protection

Pros
  • Unlimited device protection on family plans
  • Identity monitoring included
  • Secure VPN with no data limits
  • Good malware detection rates
  • File shredder for secure deletion
  • 30-day money-back guarantee
Cons
  • Renewal prices nearly triple after first year
  • Can be resource-intensive
  • Browser extensions can be pushy

Microsoft Defender

Pros
  • Completely free with Windows 10/11
  • Perfect 18/18 AV-TEST scores
  • 99.94% malware detection rate
  • Zero performance impact on modern systems
  • Seamless Windows integration
  • No annoying upsells or popups
Cons
  • Phishing protection only works in Microsoft browsers
  • No VPN included
  • No password manager
  • Limited parental controls vs paid solutions
  • No cross-platform support for Mac/mobile
  • Ransomware protection less robust than premium options

Key Difference

The key difference: McAfee Total Protection offers vpn included while Microsoft Defender provides cloud protection. This fundamental distinction shapes who each product serves best.

Which Should You Choose?

McAfee Total Protection logo

McAfee Total Protection

Choose McAfee Total Protection if you prioritize unlimited device protection on family plans, need unlimited usage, or value identity monitoring included.

Microsoft Defender logo

Microsoft Defender

Choose Microsoft Defender if you prioritize completely free with windows 10/11, want to start with a free tier, need unlimited usage, or value perfect 18/18 av-test scores.

Our Verdict

Microsoft Defender Wins!

After thorough testing, Microsoft Defender is our winner with a rating of 8.8/10 compared to McAfee Total Protection's 8.7/10. Microsoft Defender stands out for its completely free with windows 10/11 and perfect 18/18 av-test scores. Microsoft Defender also offers better value at its price point. However, McAfee Total Protection remains an excellent choice if unlimited device protection on family plans is your priority. There's no universally "wrong" choice here - both are quality options that serve their target audiences well.

Get Microsoft DefenderRead Full Microsoft Defender Review

Thinking of Switching?

Consider the migration effort before switching. Most services offer data export, but rebuilding workflows and configurations takes time. Evaluate whether the benefits outweigh the switching costs.

Frequently Asked Questions

Is McAfee Total Protection better than Microsoft Defender?

Microsoft Defender scores higher in our testing (8.8/10 vs 8.7/10). Microsoft Defender excels at completely free with windows 10/11, while McAfee Total Protection is better for unlimited device protection on family plans.

Which is cheaper, McAfee Total Protection or Microsoft Defender?

Microsoft Defender is more affordable at $0.00/mo vs $29.99/mo. Microsoft Defender offers 100% savings.

McAfee Total Protection vs Microsoft Defender: which should I choose?

Choose McAfee Total Protection if you prioritize unlimited device protection on family plans. Choose Microsoft Defender if you need completely free with windows 10/11. Both are solid antivirus software options.

What's the main difference between McAfee Total Protection and Microsoft Defender?

The main difference is McAfee Total Protection offers unlimited devices with identity protection, while Microsoft Defender focuses on free built-in windows protection with perfect test scores.

Back to All Antivirus Software

Some products are sponsored. Rankings reflect our honest assessment. Read our full affiliate disclosure

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